Introduction:

If you require any more information or have any questions about our privacy policy, please feel free to contact us via the email provided on our website. We consider the privacy of our visitors to be extremely important. This document outlines the types of personal information that is collected and recorded by our website and how we use it.

Log Files:

Like many other websites, we may use log files. These files log visitors to the site, a standard procedure for hosting companies and a part of hosting services' analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track users' movement around the site, and gather demographic information. IP addresses and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons:

We use cookies to store information about visitors’ preferences, to record user-specific information on which pages the site visitor accesses or visits, and to personalize or customize our web page content based upon visitors’ browser type or other information that the visitor sends via their browser.

DoubleClick DART Cookie:

Google, as a third-party vendor, may use cookies to serve ads on our website. Google’s use of the DART cookie enables it to serve ads to our site’s visitors based upon their visit to our website and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL: http://www.google.com/privacy_ads.html.

Information Sharing:

We are committed to protecting your privacy and ensuring that your information is safe with us.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties

Third-Party Privacy Policies:

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. Our privacy policy does not apply to, and we cannot control the activities of, other advertisers or websites. If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

Children’s Information:

We believe it is important to provide added protection for children online. We encourage parents and guardians to spend time online with their children to observe, participate in, and/or monitor and guide their online activity. Our website does not knowingly collect any personally identifiable information from children under the age of 13. If a parent or guardian believes that our website has in its database the personally identifiable information of a child under the age of 13, please contact us immediately, and we will use our best efforts to promptly remove such information from our records.

Online Privacy Policy Only:
This privacy policy applies only to our online activities and is valid for visitors to our website and regarding information shared and/or collected there and or all websites/opt in forms produced by our website. This policy does not apply to any information collected offline.

Consent:

By using our website, you hereby consent to our privacy policy and agree to its terms. Update: This Privacy Policy was last updated on: July 19, 2024. Should we update, amend or make any changes to our privacy policy, those changes will be posted here.

Terms of Use

Last updated: July 19, 2024

AGREEMENT TO TERMS

These Terms of Use are a legally binding agreement between you (whether personally or on behalf of an entity) and us ("Company", “we”, “us”, or “our”), concerning your access to and use of our website and any related media (collectively, the “Site”). By accessing the Site, you agree to be bound by these Terms of Use. If you do not agree, you must discontinue use immediately.

Supplemental terms or documents posted on the Site are incorporated by reference. We reserve the right to make changes to these Terms of Use at any time. Changes will be indicated by the “Last updated” date. Your continued use of the Site after changes are posted means you accept the changes.

The information on the Site is not intended for distribution or use by any person or entity in any jurisdiction where such distribution or use would be contrary to law or regulation. Those accessing the Site from other locations do so on their own initiative and are responsible for compliance with local laws. The Site is not designed to comply with industry-specific regulations (HIPAA, FISMA, etc.).

INTELLECTUAL PROPERTY RIGHTS

The Site and its content (source code, databases, functionality, software, website designs, audio, video, text, photographs, graphics) and trademarks are our property or licensed to us, protected by copyright and trademark laws. You may not copy, reproduce, distribute, or use any content without our prior written permission. You are granted a limited license to access and use the Site for personal, non-commercial purposes.

USER REPRESENTATIONS

By using the Site, you agree to:

Provide true, accurate, current, and complete registration information.

Maintain and update the information as needed.

Comply with these Terms of Use.

Not access the Site through automated means.

Not use the Site for illegal purposes.

Ensure your use of the Site complies with applicable laws and regulations.

If any information you provide is untrue or incomplete, we may suspend or terminate your account.

PROHIBITED ACTIVITIES

You agree not to:

Retrieve data or content systematically to create a collection, database, or directory without permission.

Mislead us or other users.

Circumvent security features.

Disparage or harm us or the Site.

Use information from the Site to harass or harm others.

Abuse our support services or submit false reports.

Use the Site illegally.

Advertise or sell goods and services on the Site.

Upload harmful material.

Use the Site in an automated manner or for unauthorized data mining.

USER GENERATED CONTRIBUTIONS

You may submit content (text, video, audio, etc.) to the Site, which may be viewable by other users.

You agree that:

Your contributions do not infringe on third-party rights.

You have the necessary rights to your contributions.

Your contributions are not false, misleading, or unauthorized advertising.

Your contributions are not harmful or illegal.

By posting contributions, you grant us a license to use, reproduce, and distribute them.

We may edit or delete contributions at any time.

GUIDELINES FOR REVIEWS

When posting reviews, you must:

Have firsthand experience with the reviewed entity.

Not use offensive or discriminatory language.

Not reference illegal activities. Not post false or misleading statements.

Not organize campaigns encouraging reviews. We may remove or edit reviews at our discretion.

TERMS OF SERVICE

Program name and description: Health and life insurance help. By opting you, we will receive messages regarding health and life insurance appointment bookings and informational material.

Cancellation: You can cancel the SMS service at any time by texting "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

Help: If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly.

Carrier Liability: Carriers are not liable for delayed or undelivered messages.

Message Rates: As always, message and data rates may apply for messages sent to you from us and to us from you. For questions about your text plan or data

plan, contact your wireless provider.

For questions about your text plan or data plan, contact your wireless provider.

PRIVACY INQUIRIES

For privacy-related inquiries, please refer to our privacy policy located on this page above.